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Auto Insurance in New York
The fact of the matter is, you must spend a good amount of money to get your hands on a car. Because of this, it's important that you protect your car, and there's no easier way to do that than with a good New York auto insurance policy from Acme Insurance Brokerage Inc.
Legal Obligations
In the state of New York, you're required to carry auto insurance of some type. If you're caught driving without insurance, you may be fined and have your license suspended for a period.
Liability vs. Full Coverage
When it comes to auto insurance, you have a lot of choices you need to make to make sure you're getting the best coverage. The first and most important choice you'll need to make is whether you want full coverage or liability coverage.
Liability coverage is the most common type of auto insurance for drivers in Amityville, NY and elsewhere. With liability coverage, your insurance provider will pay for the other driver's medical bills and damage to their vehicle. You, on the other hand, will have to pay for repairs out of pocket but will be in the clear legally.
With full coverage, you get coverage for both you and the other driver's medical bills and repair bills. When you're involved in an accident, you'll be reimbursed for damages to your vehicle so you can get it fixed or buy a new one. Full coverage is generally required when you're still making payments on a vehicle because it allows the bank you got your loan from to recoup some of their money if you're involved in an accident.
There's nothing more important than having the right insurance policies, especially when it comes to protecting your vehicle. If you're looking for Amityville, NY auto insurance, compare quotes through our website or give us a call to get a free quote today.
