Creating a home inventory can seem daunting due to the time and effort involved. However, should a severe damage event occur to your home, necessitating a list of lost items for the insurance company, you’ll be thankful you invested the time. At Acme Insurance Brokerage in Amityville, NY, we are an independent insurance agency committed to ensuring our customers have the comprehensive home insurance they need.
Creating a Home Inventory
Armed with a pad, pen, and a camera or smartphone, begin the process in one room. In case of severe home damage, you may have to do this without the ability to visually inspect your rooms. Document every item in the room, including opening closets and drawers, and provide as much detailed information as possible for high-value items. Where available, attach invoices or receipts. Take pictures of the room from various angles.
Follow the same process for every room in your home; remember, it doesn’t need to be completed in one day. Take the time to do a thorough job, and ensure you include basements and attics.
Storing Your Home Inventory
It’s crucial to store your inventory in a safe location. It’s not advisable to keep it within your home. If you have a safety deposit box, use that. Alternatively, retain it in a waterproof and fire-resistant box. Create a digital copy and store it in a cloud service for added security.
Contact us at Acme Insurance Brokerage in Amityville, NY, to find out more about how we can serve your home insurance needs.