As a business owner in Amityville, NY, you have a lot on your plate. There’s a lot to stay on top of, from keeping up with daily operations to ensuring that your customers are happy. And one of the most important things on that list is making sure that your business has the coverage necessary to protect it from potential risks.

Most Common Commercial Policies

There are a few different commercial insurance policies commonly carried by business owners. The most common include:

Property insurance:

This policy covers damage to your business property, including the building itself, any furniture or equipment inside, and inventory. It can also help cover the cost of a temporary relocation if your business needs to close due to damage from a covered event. Your Acme Insurance Brokerage representative can work with you to find the right commercial policy.

Liability insurance:

This type of policy can help protect your business from legal claims if someone is injured on your property or if you’re accused of causing damage to someone else’s property. It can also help cover the cost of medical expenses and any settlements or judgments that may be awarded in a lawsuit.

Business interruption insurance:

This policy can help cover the loss of income and expenses you incur if your business is forced to close due to damage from a covered event.

Commercial auto insurance:

If you use vehicles for business, this policy can help cover the cost of repairs or replacement if they’re damaged in an accident. It can also help cover medical expenses for any injuries in an accident.

Acme Insurance Brokerage can work with you to find the right policies for your business. We’ll take the time to understand your needs and help you acquire a quote.